Senior Risk Analyst
Boca Raton, FL
Full Time
Merchant Services
Experienced
TouchSuite is seeking a Senior Risk Analyst - Merchant Services to join our high-impact team.
If you thrive in fast paced environments, love solving complex problems, and want to drive innovation
in payments risk, merchant underwriting, and fraud prevention—this is your opportunity.
🔍 What You’ll Do
- Develop and enforce risk scoring models for new and existing merchants
- Monitor and analyze credit card and ACH fraud patterns (e.g., card testing, refund abuse, velocity spikes)
- Lead chargeback mitigation efforts (VAMP, RDR, Ethoca, Verifi, etc.)
- Manage collections strategy for unpaid fees and negative balances
- Handle KYC/KYB, ID verification (Plaid, Jumio, Onfido), and OFAC/AML reviews
- Collaborate across teams to support merchant onboarding and risk-informed growth
- Analyze MCC/NAICS codes, validate TIN/SSN, enforce underwriting policies
- Leverage tools like TSYS, Fiserv, MATCH, SQL, Python, Excel, SAS
✅ What You Bring
- 5+ years in risk analysis or merchant underwriting (ISO or payment processing required)
- Expertise in fraud detection, chargebacks, and collections strategy
- Solid understanding of PCI DSS, ISO 8583, ISO 20022, and NACHA rules
- Technical skills: SQL, Python (pandas, plotly), R, Excel, SAS
- Strong communicator who thrives in a collaborative, entrepreneurial setting
💰 Competitive salary + bonus opportunities
🩺 Full benefits + 401(k) with matching
📈 Career growth and leadership opportunities
🏢 Top-tier tools & tech
🤝 Team-first culture that values innovation, urgency, and excellence
Join the fintech team powering the future of payments.
🔗 Apply today and lead the charge in risk innovation.
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